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Personal Loans
Bankoh Personal Loan
Money for whatever life brings.
Flexibility to borrow what you need, the way you want
Consolidate your debt. Plan for important life events. Buy a car. Or get that thing you’ve always been meaning to get. An unsecured personal loan keeps you focused on what you need — not how to get it.
Unsecured Personal Loan
- 24 & 36 Month
- 48 & 60 Months
| Annual Percentage Rate Range |
|
Estimated Minimum Monthly Payment per $10,000 borrowed |
|
|---|---|---|---|
|
Low 1 |
11.00% |
$466.082 |
|
|
High 1 |
16.50% |
$492.023 |
1 Interest rate is based on individual's credit report and term selected. APR range as of 5/19/2025.
2 Based on a $10,000 fully amortized 24 month loan at 11.00% APR. Estimated minimum monthly payment will be lower with a 36 month term.
3 Based on a $10,000 fully amortized 24 month loan at 16.50% APR. Estimated minimum monthly payment will be lower with a 36 month term.
Rates and terms subject to change without notice.
| Annual Percentage Rate Range |
|
Estimated Minimum Monthly Payment per $10,000 borrowed |
|
|---|---|---|---|
|
Low 1 |
12.00% |
$263.342 |
|
|
High 1 |
17.50% |
$291.143 |
1 Interest rate is based on individual's credit report and term selected. APR range as of 5/19/2025.
2 Based on a $10,000 fully amortized 48 month loan at 12.00% APR. Estimated minimum monthly payment will be lower with a 60 month term.
3 Based on a $10,000 fully amortized 48 month loan at 17.50% APR. Estimated minimum monthly payment will be lower with a 60 month term.
Rates and terms subject to change without notice.
Ready to apply?
3 easy steps to get started
Tell us about yourself
Submit your application
Provide additional information as needed
What you need
Completing your application
Select “Personal Loan for Non-Homeowners” as the loan type on the application.
Please gather the following items for all applicants:
- Valid email address
- Social Security number (or tax identification number)
- Current paystubs for the most recent 30-day period
- IRS Form W2 for the last 2 years
- Federal personal income tax returns for the last 2 years (or business tax returns for self-employed)
Requirements for all applicants:
- 18 years or older
- Residents of Hawaii or Guam may apply online using a valid email address or at a branch.
- Residents of Saipan and Palau must apply at a branch.
Important considerations:
- A $50 loan fee will be financed as a part of your total loan amount. If your loan request is approved, you will receive your approved loan amount less $50.
- To protect your personal information, you will receive a timeout warning after 15 minutes of inactivity.
- To apply online you must consent to sign your loan documents electronically via electronic signature. If you prefer to sign your loan documents in person, please visit any Bank of Hawaii branch to submit your application.
Already applied?
Call 1-888-643-3888 to check your status.
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