Bankohana Premier

In most cases, you’ll want to upgrade your existing checking account to Bankohana Premier. You won’t need to change your account or debit card number which makes it an easy and seamless transition if you have autopay set up. In some cases, it might be best for your financial set up to open a new Bankohana Premier checking account. If you’re not sure which is right for you, we’re happy to help. Book an appointment for a review of your accounts.

You are welcome to keep your existing Bankohana II or III Checking accounts open for now. When you open a Bankohana Premier Checking account, all other Bankohana checking accounts will be added to your Bankohana Premier relationship to ensure you get the most out of your benefits. Eventually, Bankohana II and III Checking accounts will be retired and will need to be transitioned to another checking account of your choice.

If you’re interested in Bankohana Premier but aren’t sure how your current accounts will be affected, we’re here to help. Book an appointment for a review of your accounts.  

When you open your Bankohana Premier checking account, all of your eligible owned accounts will automatically be linked to your Bankohana Premier relationship. Here are the accounts that are eligible to be included in your Bankohana Premier relationship:

• Any consumer checking accounts, except for EASE by Bank of Hawaii
• Any consumer savings accounts
• Any consumer Time Deposit Account (Certificate of Deposit)
• Qualifying Bankoh Advisors Accounts³
• Cash Advantage Money Market Mutual Funds Accounts⁴

When you open or upgrade your account to Bankohana Premier, all of your eligible accounts will automatically be linked to your Bankohana Premier relationship and will count towards your status. If you jointly own the Bankohana Premier account, all of your eligible accounts and all of your joint account owner’s eligible accounts will be linked to your Bankohana Premier relationship. Each eligible account can only be linked to one Bankohana Premier relationship. If you would like to change which accounts are linked, consult with a Premier Banker.

Linking accounts to your Premier relationship allows them to receive Premier benefits and ensure you qualify for the highest status possible. Account ownership, access, or visibility will not change. Only account owners will be able to see the account, access balance information, and transact on the account.  

Your monthly combined balance will be determined four business days prior to the end of the month by adding together the balances of all of the accounts in your Bankohana Premier relationship:

• Bankohana Checking accounts and Premier Account: current month-to-date average Ledger Balance
• Non-Bankohana Checking accounts: prior month average Ledger Balance
• Savings Accounts: current month-to-date average Ledger Balance
• Time Deposit Accounts: current balance
• Cash Advantage Money Market Mutual Fund⁴ and Qualifying Bankoh Advisors Accounts³: prior end of day market value balance

Your daily Ledger Balance is the balance of your checking account at the end of each day. Your average daily Ledger Balance is calculated by adding up the end of day balances on your account and then dividing that by the amount of calendar days in your statement period.

You automatically receive complimentary Gold status when you join. Your status is then reviewed prior to each statement cycle to determine whether status requirements were met. If you continue to meet the current requirements, you'll keep your current status. If you don't meet the requirements for your current tier for three consecutive reviews, your status will be transitioned accordingly. If you qualify for a higher status, you'll be upgraded at the next monthly review.

We’re happy to help! Get in contact with a specialist in a way that’s most convenient for you.

• Book an appointment
• Send us a message
• Reach us by phone: If you're already a Premier member, we’ll recognize your phone number and expedite your call to one of our best Premier Bankers.